We recognise that not all landlords are the same. This might be your first investment property and you will need a little more support through the process, or it might be your 50th and you will want an expert to crack on with minimum fuss in securing your mortgage.

We will provide you with the expertise and advice to ensure you have all the facts to hand before making your decision.

Things To Consider

Purchasing an Investment Property is a very different situation to your own property. Mortgages are different, most of which are not regulated by the FCA. The things you look for in the property are different and there are also differing tax implications.

At Mortgages ToGo we have experts who are experienced in the Buy To Let market place, let us ensure you have the most competitive mortgage available and advise on the most suitable insurance.

Take a look at our Buy To Let Guide and our Tax Guide for Landlords.

Suitable Mortgage

Buy To Let mortgages pose different criteria than residential, looking more closely at rental valuations than at income. That being said some lenders have minimum income criteria that needs to be adhered to. Lenders view different property types and tenant types differently and it is essential your mortgage is placed with the correct lender from the outset to ensure money and time is not wasted, that could lead to you potentially losing the property.

As independent mortgage brokers we have access to all the high street lenders you will know of plus a vast array of specialist lending institutions than can offer very real benefits in the buy to let arena. Let a Mortgages ToGo expert help you through the minefield.

Progressing Your Purchase

We will continue to liaise with the lender to ensure a mortgage offer is issued within a suitable time frame. Our case handlers will happily liaise with the Estate Agent and your Conveyancer where required and ensure the process is as smooth as possible for you right to completion.

Estate Agents are always keen to know that you are in a good financial position and able to proceed as quickly as possible. We will liaise regularly and are happy for the agent to call in for progress updates where required.

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