Nobody lives forever and sometimes people die when they still have a mortgage. This can have a disastrous effect on the household finances. It is our duty of care to ensure we discuss this potential situation with you and provide you with solutions. In addition, a critical, life threatening illness may also have serious impact on your financial situation and by ensuring a suitable lump sum of money is available, the prospect of losing your home can be averted.
If your income stops because of illness or injury, then you could end up losing your home. Your employer may only offer some cover for a short period of time but after that, you may be reliant on statutory sick pay. Income protection policies can provide short or long-term benefits when illness or disability affects your ability to work as well as ensuring you have an on-going income to cover your mortgage and living costs.
Buildings & Contents
If you take out a mortgage to buy your property, buildings insurance is the only mandatory insurance you must take out. It is usual (but not obligatory) to add contents insurance to this to protect your belongings and prized possessions. We can arrange both of these for you, so you don’t have to worry. There are a number of options to consider and by us asking the right questions, can ensure you have the most suitable cover for your needs, not just the cheapest available via a comparison website.
Contact us now for a fee-free consultation to see how we can help
Our initial discussion only takes about 30 minutes. We have offices in Oxfordshire, London and Isle of Wight but conduct the majority of our business by phone and email.
Mortgages To Go Ltd is an Appointed Representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority, details of which can be found under FCN:784201
Your home may be repossessed if you do not keep up repayments on your mortgage. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. Some forms of Buy to Let Mortgages and Conveyancing are not regulated by the Financial Conduct Authority.
A fee up to £987 is payable upon application for our service in relation to mortgage contracts. This will depend on the type of case it is and how much work is involved. The actual fee will be disclosed on our fee agreement. This fee will be payable on application.
Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
Mortgages To Go is a Limited Company registered in England and Wales, registration number: 10764280; registered office: 19-21 Chapel Street, Marlow, United Kingdom, SL7 3HN.